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Martha
Martha, at 57 years old, lives in her home with her husband. They have three children who are grown up now and live in their own homes.

She is a housewife and farmer, with an incomplete primary education. She made it to the third grade, as the family finances in her youth were not the best.

As the mother of the family, an enterprising and hardworking woman, she now looks after the wellbeing of her coffee crops, as her children are grown. Having more than 25 years experience working in this job, which she learnt on her own initiative with her parents, being her only form of income and way of earning a livelihood.

The land where she works with her husband is their own, which she inherited from her father some time ago, and another part of which after many years of work was bought, which is located 2 kilometers distance from the house where she lives, which they get to on foot and by vehicle, on occasion.

Sometimes the children get involved, as they work themselves, but they help their parents to do some tasks as at their age, it's more difficult for them.

Martha has asked for a loan from the COMIXMUL cooperative to buy farming supplies such as manure, liquid fertilizer, coffee formula etc. which help make her coffee crop more attractive and reliable for the final intermediary buyer.

Now, her goal is to protect her crop, help them in a special way and strengthen them in a way that in the end, at harvest, she can make the profits she hopes for and can get the supplies to be able to fulfill her commitments.
View original language description ↓
Doña Martha a sus 57 años de edad en su hogar y junto a su esposo procrearon 3 hijos quienes son personas adultas y viven en sus propios hogares. Ella es ama de casa y agricultora, con un grado de educación primaria incompleto el cual curso hasta su tercer año ya que la economía en su familia no era la mejor en su juventud. Como madre de familia, mujer emprendedora y trabajadora vela por el bienestar hoy en día de sus cultivos de café ya que sus hijos son personas adultas teniendo una experiencia de más de 25 años de dedicarse a este trabajo el cual aprendió por iniciativa propia junto a sus padres siendo esta su única fuente de ingresos y medio de sustento. La tierra que ella trabaja junto a su esposo es propia la cual hace tiempo la heredo su padre y otra parte después de muchos años de trabajo la cual fue comprada con mucho esfuerzo la cual está ubicada a 2 kilómetros de distancia desde su casa de habitación a la cual se trasladan caminando y en ocasiones en vehículo. La familia en ocasiones se involucra (hijos) ya que ellos trabajan de forma propia pero ayudan a sus padres a realizar algunas actividades ya que por su edad es más difícil para ellos.
Doña Martha ha solicitado financiamiento a la cooperativa COMIXMUL para comprar insumos agrícolas como abono, foliares, formula cafetalera entre otros que aran de sus cultivos más atractivos y confiables para el intermediario-comprador final. Actualmente su meta es proteger sus cultivos, asistirlos de manera especial y fortalecerlos de manera que al final de la cosecha ella pueda sacar las ganancias esperadas y poder obtener ingresos para cumplir con su compromiso.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

Tags

About Honduras

  • $4,200
    Average annual income
  • 35
    View loans »
    Honduras Loans Fundraising
  • $7,982,500
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,325 helped Martha to buy liquid fertilizer, manure and fertilizer to help her coffee crop.
1% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 27, 2014
Listed
Apr 6, 2014
Currency Exchange Loss:
Possible