She is a housewife and farmer, with an incomplete primary education. She made it to the third grade, as the family finances in her youth were not the best.
As the mother of the family, an enterprising and hardworking woman, she now looks after the wellbeing of her coffee crops, as her children are grown. Having more than 25 years experience working in this job, which she learnt on her own initiative with her parents, being her only form of income and way of earning a livelihood.
The land where she works with her husband is their own, which she inherited from her father some time ago, and another part of which after many years of work was bought, which is located 2 kilometers distance from the house where she lives, which they get to on foot and by vehicle, on occasion.
Sometimes the children get involved, as they work themselves, but they help their parents to do some tasks as at their age, it's more difficult for them.
Martha has asked for a loan from the COMIXMUL cooperative to buy farming supplies such as manure, liquid fertilizer, coffee formula etc. which help make her coffee crop more attractive and reliable for the final intermediary buyer.
Now, her goal is to protect her crop, help them in a special way and strengthen them in a way that in the end, at harvest, she can make the profits she hopes for and can get the supplies to be able to fulfill her commitments.
Doña Martha ha solicitado financiamiento a la cooperativa COMIXMUL para comprar insumos agrícolas como abono, foliares, formula cafetalera entre otros que aran de sus cultivos más atractivos y confiables para el intermediario-comprador final. Actualmente su meta es proteger sus cultivos, asistirlos de manera especial y fortalecerlos de manera que al final de la cosecha ella pueda sacar las ganancias esperadas y poder obtener ingresos para cumplir con su compromiso.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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This loan has been fully funded!