Update on RoberRober is a young banking administration student going into the forth stage of his degree. At the moment he works as a cashier, his greatest dream is to finish his studies soon, to be able to work in a bank as an administrator.
Rober has overcome all sorts of obstacles with the support of his parents who taught him to get ahead since he was a child, and thanks to EDAPROSPO and Kiva for the loan he got, which has paid part of his studies and bought the materials necessary for university.
Rober is thankful for the opportunity he has received to know that there are good people in the world who support those who need it to get through.
Previous Loan DetailsRober is a student of bank administration at a local institute. Rober is 20 years old. He chose this major because in the future he wants to work as manager or administrator of some prestigious organization. Rober is in the second year of his major. Every day he dedicates six hours to his studies... More from Rober's previous loan »
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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