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Maryum is 24 years old married lady and is running a small general store in her community for many years. She offers a variety of grocery items at a reasonable price and has retained many customers who regularly shop at her store. She makes enough to provide for her family. To make her store fully stocked she requested a loan for PKR 40,000 which she will use to buy rice, sugar and flour from the market at lower rates. In this way she would be able to meet the increasing demand consistently. She wishes to utilize part of her revenues to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 435
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Maryum to buy rice, sugar and flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2014
Mar 28, 2014
Currency Exchange Loss:
Mar 17, 2015