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Tahira is a 53-year-old married woman with a daughter and a son. Her family are refugees living in IDP settlement. Her husband works as a laborer, but the main source of family’s income is farming. Tahira has grown fruit trees and sold fruit for 33 years. She has good skills and knows everything about gardening. Her monthly income is 200 AZN.

The demand for fresh fruits is high because Azerbaijanians like eating and cooking with fruits fresh. They prepare juice, jam, pies and compote.

Tahira is a very hardworking and responsible woman. She does everything for her family. She applied for 1,500 AZN to buy fertilizers and increase her harvest. She knows that this will increase her income.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 12
    View loans »
    Azerbaijan Loans Fundraising
  • $13,942,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,925 helped Tahira to buy fertilizer and increase her harvest.
55% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 17, 2014
Mar 29, 2014
Currency Exchange Loss: