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Banco Mujer Los Girasoles Group
In this Group: Patricia, Marisol , Evangelina , Ruth, Yesenia, Teresa , Petrona, Isabel , Ileana , Evelyn
Yesenia is a member of the "Mujer los Girasoles" bank. She is 29 years old, married and a mother to three children, all minors; two of the children are attending primary school. Yesenia is an experienced businesswoman. She started her business as she saw a need to help with household costs as her husband is a lorry driver and receives a very low salary. This is Yesenia's second loan. Her first allowed her to buy more merchandise to offer to more customers in other nearby customers. By doing this, Yesenia was able to increase sales.

Yesenia is a very enterprising woman who has identified short- and medium-term goals. Yesenia's priority is to continue supporting her husband and help with her children's education. In the future Yesenia would also like to study and complete high school. This loan will be used to invest in buying clothes and sandals for women, which sell well in the summer.

Alongside Yesenia work nine women who will invest in different work, including businesses, manufacturing and agricultural work.
View original language description ↓
Yesenia es una de las integrantes de Banco Mujer Los Girasoles, tiene 29 años de edad, es casada y madre de 3 niños menores de edad, 2 de ellos estudiantes de primaria. Ella es un comerciante con mucha experiencia, inicio su negocio ya que vio la necesidad de colaborar con los gastos del hogar, ya que su esposo que es chofer de un camión de carga recibe un salario muy bajo. Este es el segundo crédito que solicita y el anterior le permitió tener más cantidad de mercadería para ofrecerles a más clientes en otras comunidades cercanas, y así aumentar sus ventas. Yesenia es una mujer muy emprendedora, que se ha trazado metas a corto y mediano plazo, su prioridad es seguir apoyando a su esposo, y especialmente aportar para los estudios de sus hijos, pero también piensa en un futuro cercano poder estudiar ella también y completar su secundaria. El crédito lo va a invertir en la compra de ropa para damas y zapatos tipo sandalias que se venden muy bien es está época de verano.
Junto a Yesenia están 9 señoras más que van a invertir en diferentes actividades como comercio, pequeña industria y también agropecuarias.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,494,350
    Funds lent in using Kiva
  • 535.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Los Girasoles Group's $4,675 loan helped a member to buy women's clothes and sandals to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2014
Apr 5, 2014
Currency Exchange Loss:
Jul 17, 2015