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Banco Mujer Mujeres Unidas Group
In this Group: María, Sara, Kimberly, Bernardina, Joselyn, Marta, Johanna, Seidy
Sara is a 34 year old woman. She is married and the mother of four children. She lives with her husband and children, three of whom are in secondary school and one in primary. Sara is a very hard-working woman who puts in the effort to achieve her goals.

Sara lives in a very rural community named Shiroles. Her husband is a day laborer and gains little from his work. For this reason, Sara started raising and selling chickens to support their family's needs and her children's schooling since all four are in school. She also carries out other activities including the sale of food in her community in order to generate greater income, while still caring for her family. Sara receives support from her family in the raising of chickens. She has been a client of the Foundation for several years and has always been responsible and punctual.

Sara and her seven group members are planning to strengthen their businesses raising animals, farming, and making catalog sales. They dream of developing further to get ahead, overcome challenges, and improve their and their families' living conditions.
View original language description ↓
Doña Sara es una mujer con 34 años de edad, madre de cuatro hijos y casada. Vive con su esposo y sus hijos, los cuales tres cursan la secundaria y uno la primaria. Es una señora muy trabajadora y esforzada por lograr sus objetivos. Vive en una comunidad muy rural llamada Shiroles. Su esposo es jornalero y lo que percibe de su trabajo es muy poco, debido a ésto, ella inició su actividad de criar pollos y venderlos para ayudar en los gastos del núcleo familiar y al estudio de sus hijos, ya que los cuatro estudian. También tiene otras actividades como es la venta de comida en su comunidad con la finalidad de generar mayores ingresos, siempre sin descuidar a su familia. Cuenta con el apoyo de su familia en el cuido de sus pollos. Es clienta de la Fundación hace varios años y siempre ha sido responsable y puntual. Sara y sus siete compañeras más van a reforzar su negocio de cria de animales, agricultura y ventas por catálogos. Ellas anhelan crecer para salir adelante, superarse y mejorar las condiciones de vida de ella y las de sus familias.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 36
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 535.7
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Banco Mujer Mujeres Unidas Group's $5,250 loan helped a member buy chickens and animal feed.
75% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 25, 2014
Apr 3, 2014
Currency Exchange Loss: