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Claudia Guadalupe

Update on Claudia Guadalupe

Claudia always has longed to improve her life. With the help of her husband, she has been able to achieve many goals. With her three children, all school age, she has found it difficult to raise money at one time. She is a trader, selling fruit in the market. Her husband works as a security guard. The loan she is requesting is to buy materials like blocks, beams, zinc. With this, she will build an annex on her house. Claudia is thankful for the support Kiva and Afodenic is providing her by granting this loan.
View original language description ↓
La señora Claudia siempre ha ahnelado mejorar su vienda, con ayuda de su esposa ha podido cumplir muchas metas, con sus tres hijos todos en edades escolares se les hace complicado recaudar el dinero de una sola vez, ella es comerciante, vende frutas en el mercado ysu esposo labora como guarda de seguridad, el credito lo solicita para la compra de Materiales como: Bloques, Perlines, Zinc. con esto realizara un anexo en la vivienda, Claudia Agradece el apoyo que Kiva y Afodenic le estan brindando al otorgarle este credito.

Previous Loan Details

Claudia lives in the Ticuantepe municipality with her husband and children. Her husband works for a private company, and she is a merchant. Her biggest dream is to finish her house in order to improve their living conditions. The difficulty she now has is that she is not able to get the mone... More from Claudia Guadalupe's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Claudia Guadalupe to buy construction materials.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Apr 3, 2014
Currency Exchange Loss:
Nov 17, 2014
This photo was used before for a previous loan for Claudia Guadalupe. It was first posted on Kiva on Jan, 2013. Learn More