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Andranik studies in Medical University. He is from Tsaghkaber village of Lori region where currently lives his family: parents, brother and sister. Andranik himself lives in Yerevan, where the university is located. His family is engaged in agriculture and time by time supports Andranik financially. However, as there are many costs to cover Andranik faces some financial difficulties. He has applied for this loan to be able to pay for his university tuition and continue his studies there.
This future doctor will be very grateful if lenders support him with his tuition fee and will wait for their goodwill.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $14,433,975
    Funds lent in using Kiva
  • 412.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Andranik to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 4, 2014
Mar 27, 2014
Currency Exchange Loss:
Mar 19, 2015