They know each other through kinship, neighborhood ties and friendship. They operate restaurants and trade cereals, condiments, clothing, wicker baskets, rubber utensils, beverages, fruit and vegetables. The women in the Miriya Group are on their 22nd group loan cycle. In order to meet the huge demand of their customers, they are seeking support from Soro Yiriwaso.
The loan amounts will be used to buy the goods already mentioned.
Mamou is standing on the far right of the photo. She is illiterate and currently runs a restaurant. She intends to buy rice, shea butter, condiments and baking flour from wholesalers in Massigui. She sells her dishes for cash from a small restaurant in her home to a mixed clientele. She expects to make a monthly profit of 90,000 FCFA that she will invest in trading clothes.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font la restauration, le commerce de céréale, de condiment, d’habillement, de vanne, d’ustensile en caoutchouc, de boisson, et de fruits et légume. Les femmes du groupe MIRIYA sont à leurs vingt deuxième prêts solidaires. Dans le but de satisfaire la demande énorme de leurs clientèles, elles font recours à SORO YIRIWASO.
Ces montants seront utilisés pour acheter leurs marchandises déjà citées.
La cliente MAMOU, la première personne à partir de la droite dans le rang des debout est analphabète, elle est actuellement restauratrice. Elle compte acheter du riz, du beurre de karité, des condiments, et de la farine boulangère, chez les grossistes à Massigui. La vente des plats se fait en espèce chez elle dans sa gargote à une clientèle mixte. Elle compte réaliser un bénéfice mensuel de 90 000Fcfa, qui sera investi dans le commerce d’habits.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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