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Salima is a smiling, peaceful, kind woman from the Shahrituz District. She is a mother to four children. Her oldest child is 15 years old and her youngest is 3 years old. Salima takes care of raising the children. Her husband, like the majority of the men from villages, towns and districts in Tajikistan, left to work in the Russian Federation due to the lack of jobs in the country. Salima keeps her spirits up and devotes her time to her children and her household chores. Now she has more free time, so she plans to get a loan and buy calves for fattening up and reselling. Salima believes in and relies on the kindness of people and that they will help her acquire cattle. When she has cows and bulls, she will be able to sell them at a profit and buy her children necessary items for school. It will also create new economic opportunities for her family.
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Салима улыбчивая, миролюбивая и добрая женщина из района Шахритус и мать четверых детей. Старшему ребенку 15 лет, а младшему 3 года. Воспитанием детей занимается Салима. Ее муж, как и большинство мужчин сел, деревень и районов Таджикистана из-за отсутствия рабочих мест уехал на заработки в Российскую Федерацию. Салима не унывает, и посвящает свое время детям и домашними делами. Сейчас у нее появилось большее времени, и она планирует получить кредит и купить телят для откорма и продажи. Салима верит и надеется на доброту людей, и они помогут ей обзавестись скотинами. Когда у нее будет коровы и быки она сможет их продать с наценкой и купить детям необходимые вещи для учебы и позволить семье новые экономические возможности.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $29,711,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Salima to buy calves to develop her small business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Mar 27, 2014
Currency Exchange Loss:
Oct 17, 2014