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Morn is 55 years old. She is a married woman who has six children in Kampong Chhnang Province, Cambodia. She is a housewife, her husband is a watermelon vendor, and three of her children are employed. All of them earn approximately $38 per day.

Now, Morn would like to apply for a loan of $1,100 (USD) to buy cows to breed and sell the offspring for profit. This loan will help her family to make more income. In the future, she hopes that she can build a toilet and she can open a grocery retail shop at home.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 252
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Morn to buy cows to breed and sell the offspring.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 16, 2014
Currency Exchange Loss:
Jan 17, 2015