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Zulfiya is a resident of the small and welcoming Shahrituz District. She is 49 years old and married. Her husband works abroad in the Russian Federation. She is raising three children. She has two sons and a daughter. Two years ago, Zulfiya began a small business in the field of livestock breeding. She buys a calf and then after fattening it up for some time, she resells it at the local cattle yard at a profit. Currently, some financial problems have arisen for Zulfiya so she decided to take out a loan to buy a pair of calves. This will increase her number of cattle and vastly expand her business. She is asking for your help. She believes that she will receive support in her hour of need.
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Зулфия жительница милого и дружелюбного района Шахритус. Ей 49 лет. Зулфия замужем. Ее муж находится на заработках в Российской Федерации. Она воспитывает троих детей. У нее два сына и дочка. Зулфия 2 года назад начала маленький бизнес в сфере животноводства. Она покупает теленка и после длительного откорма перепродает на местном скотном дворе с наценкой. На данный момент у Зулфии возникли финансовые проблемы и она решила взять кредит, чтобы купить пару телят и увеличить считанное количество скота и значительно расширить бизнес. Она просит ей помочь. Она верит, что ее поддержать в трудную минуту.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 148
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Zulfiya to buy two calves and expand her small business.
97% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Mar 27, 2014
Currency Exchange Loss:
Apr 17, 2015