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Margarita De Los Santos

Update on Margarita De Los Santos

Margarita currently has 3,5 acres of pineapples, of which she needs to adequately maintain their growth. She is requesting the loan to purchase fertilisers such as urea, triple, complete, Gesepex, herbicides and Manzapa, in order to prevent against all types of insects and pests, and ensure she has a quality crop at harvest time. She is grateful for the support that Afodenic and the Kiva Foundation are giving to her.
View original language description ↓
La señora Margarita en la actualidad tiene 2 manzanas de Piña las cuales necesita darle mantenimiento a su cultivo, ella solicita el credito para comprar fertilizante como: Urea, Triple, Completo, Gesepex, Hiervicidas, Manzapa, para evitar asi toda clase de Insectos y Plagas, para que su cosecha sea de calidad al momento de sacar la cosecha, Agradece el apoyo que Afodenic y Fondo Kiva le estan brindando.

Previous Loan Details

Margarita is 40 years old. She comes from a farming family which grows pineapples and dragonfruit. Her husband works as a bus driver, that way they both help each other to bring up their 3 children who can still not provide for themselves. Her biggest dream is that her children finish school. F... More from Margarita De Los Santos's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $3,636
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,384,075
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,150 helped Margarita De Los Santos to maintain her pineapple crop.
54% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 2, 2014
Currency Exchange Loss: