Yanira Del Carmen
She works in a house as a domestic. She has been working for the same employer for the past 4 years so she feels confident of keeping her employment. She has no other economic activity. She travels 3 km to get to work and her hours are from 7am to 2 pm.
The loan Yanira is requesting is to purchase laminate to replace the laminate that is on the roof of her house. It is in poor shape and when it rains the water seeps through into the house. It needs to be improved so that the living conditions in the house are acceptable. Her dream is to be able to continue her work in the house she works in and doing this make more income.
Ella trabaja en una casa haciendo todo el trabajo doméstico, ya tiene cuatro años de trabajar con la misma empleadora, por lo que ya le tomo la confianza necesaria para conservarla en su trabajo, no tiene más actividades económicas que realizar, la distancia que recorre es de unos 3 km diarios, el horario de trabajo es de 7 am a 2 pm.
El préstamo será invertido para comprar lámina y cambiar la que tiene el techo de su casa ya que se encuentra deteriorada y cuando llueve penetra el agua a la casa, lo va a mejorar porque está en mal estado, la necesidad satisfecha será el poder tener mejores condiciones en su hogar.
Los sueños que tiene es poder seguir trabajando como empleado en la casa donde trabaja y con eso tener mejores ingresos, con lo que se da a conocer cada vez más.
More information about this loan
This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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