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Señor Fernando is 63 years old. He is a widow with one child, who is 34 years old. He is a gold and silver artisan, or more accurately, a metalsmith. He makes all kids of jewelry according to his customers' orders and tastes. His jewelry store is in the Madrid Zone.

This loan is his first within the institution. Señor Fernando is going to use the loan to purchase supplies and working materials like gold, silver, sulphuric acid, and metal polish for his business. Fernando faces challenges in his business, such as security concerns; he will subsequently have to invest in improving the security of his shop.

Señor Fernando's wish is to improve his family's quality of life; to that end, he works hard and without stopping to rest.
View original language description ↓
El señor Fernando tiene 63 años, viudo con un hijo de la edad de 34 años, el se dedica a la actividad de Artesanía en oro y Plata, mejor denominado como orfebre, realiza todo tipo de Joyas de acuerdo al pedido y gusto de sus clientes tiene su joyería en Zona Madrid, este préstamo es su primera secuencia dentro de la institución, el señor Fernando va a usar este préstamo para la compra de insumos y material de trabajo como oro, Plata, ácido Sulfúrico, brilla Metal, para su negocio, el señor Fernando enfrenta retos en su negocio que la preocupación por la seguridad , ya que posteriormente tiene que invertir en mejorar la seguridad de su negocio, el deseo del señor Fernando es el de mejorar la calidad de vida de su familia, por lo que trabaja arduamente y sin descanso.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,450 helped Fernando to purchase raw materials for the fabrication of jewelry.
85% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 12, 2014
Apr 2, 2014
Currency Exchange Loss: