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Rosa Miriam
Rosa, 45, lives in her own house with her husband and 11-year-old grandson. She has a small chicken farm which is very important because it is one of the main sources of income. She has been in business for five years and says there are many customers who prefer her business to others.

Rosa wants to keep her business going so she can support her family. Therefore, she is requesting a loan through FUSAI to buy 100 chickens, vaccine and animal feed.
View original language description ↓
Rosa tiene 45 años de edad y habita en casa propia junto a su esposo y su pequeño nieto de 11 años de edad. Rosa tiene una pequeña granja de pollos la cual es muy importante ya que es una de sus principales fuentes de ingresos. Tiene 5 años de experiencia en el negocio y ya cuenta con muchos clientes que cada día la prefieren más. Rosa desea invertir en su negocio dado que desea mantenerlo por mucho más tiempo y seguir apoyando a su familia. Por lo anterior solicita este crédito a FUSAI para invertir en la compra de 100 pollo, vacunas y concentrado.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 723
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Rosa Miriam to buy 100 chickens, vaccine and animal feed.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 2, 2014
Currency Exchange Loss:
Jan 17, 2015