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Elizabeth Del Carmen

Update on Elizabeth Del Carmen

Elizabeth is requesting a new loan to buy fertilizers and farm supplies such as Urea, Completo and Triple, since she must provide maintenance for her crop land where she grows coffee and citrus fruits such as tangerines, oranges and lemons.

She is grateful to Afodenic and Kiva for this loan opportunity.
View original language description ↓
Doña Elizabeth esta solicitando esta vez el credito para la compra de Fertilizantes e Insumos Agricolas como: Urea, Completo,Triple, ya que necesitar darle mantenimiento a una y media manzana de Cafe y Citricos como Mandarinas, Naranjas, Limones. Agradece la oportunidad que Afodenic y Kiva le estan brindando con este financiamiento.

Previous Loan Details

Elizabeth, a hardworking woman, has been a farmer for many years. Her husband and children support her in all her decisions. With this loan that Afodenic and Kiva have granted her, she will buy necessary materials and fertilizers so that she can give the best maintenance to her citrus crop; i... More from Elizabeth Del Carmen's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $3,636
    Average annual income
  • 138
    View loans »
    Nicaragua Loans Fundraising
  • $24,060,850
    Funds lent in using Kiva
  • 25.9
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Elizabeth Del Carmen to buy farm supplies.
85% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 11, 2014
Currency Exchange Loss: