Update on Levy WilliamLevy is 37 years old. His parents had few resources, and because of this he was only able to stay in school through sixth grade. His wife works in agriculture and does housework. He has 4 children, and some of them study in the community's school.
Levy works in agriculture and raising cattle. He learned this when he was very young; currently, he cultivates 2 hectares of corn in the winter season. Very early every day, he goes to his workplace about one kilometer from his house. He works until noon; later, he goes to the place where he has his cattle to care for them. At times, his wife helps him with the farmwork, which saves them paying for a worker.
The loan will be used to pay for the lease of his farmland, and also to purchase a milk cow in order to have another income for his family.
He hopes that in the future, his children will be able to study and reach a good level of education so that they can have better work opportunities, and that he will continue working to obtain better earnings.
Levy se dedica a la agricultura y a la crianza de ganado bovino, lo aprendió desde muy pequeño, actualmente se dedica a cultivar 2 hectáreas de maíz en la época de invierno, todos los días desde muy temprano se dirige a su lugar de trabajo a un kilómetro de distancia de su casa, esto lo hace hasta el mediodía, luego se dirige donde tiene su ganado para poder cuidarlo, en ocasiones su esposa le ayuda a trabajar en la agricultura y se ahorran el pago de mozo.
El crédito será utilizado para el pago de arrendamiento de las tierras agrícolas y ademas para comprar una vaca lechera para tener otro ingreso para su familia.
Él espera para un futuro que sus hijos puedan estudiar y alcancen un buen nivel académico para que tengan mejores oportunidades de trabajo, y seguir trabajando para obtener mayores ganancias.
Previous Loan DetailsLevy, 36, was only able to complete 6th grade. He’s married and his wife works in agriculture. They have four children (17, 14, 10 and 9 years of age). Two of them attend school. Levy has been a day laborer his entire life and has been working in agriculture for himself for 8 years. He… More from Levy William's previous loan »
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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This loan has been fully funded!