1-Khan P., 42, and her husband, Heng H., were married in 1979 and have five children. One of their children is married and lives outside the family home, two daughters are garment factory workers and the other two children study in a local school. Khan and her husband have been fishermen for ten years. She is requesting a loan for $200 to purchase fishing nets for her fishing business.
2- Sopheap M., 34, is a widow with four children. Sopheap has been working at Ngo in Phnom Penh City for seven years. She travels to work by taxi and costs are very high. She is requesting a loan in the amount of $200 to help her purchase a motorbike to drive to work.
3-Thorn H., 39, and her husband, Lois Ly, 45, were married in 1983 and have two sons and four daughters. Two of their children study in a local school. Thorn and her husband have been fishermen for ten years. Beside fishing, her husband is also a construction worker. Thorn is requesting a loan in the amount of $200 to purchase additional fishing nets.
4-Sophoin C., 25, and his wife, Sory Noun, 25, were married in 2003 and have one daughter. Sophoin and his wife have been fishing for five years. He is requesting a loan in the amount of $200 to purchase more fishing nets.
About MAXIMAMAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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