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Raquel
Raquel is a hard-working woman with a great desire to excel and get ahead. She is 33 years old, has a partner and 4 children, 3 of whom study at different levels in the community school. In her youth she didn't have the opportunity to complete her studies at primary school as her parents came from a financially challenged but hard-working family. She studies for only 4 years. The different crop activities are carried out by her partner as she had been running a stall selling drinks and home-made bread which is their family income to cover the various household bills while the coffee is still in production.

Raquel is currently requesting this loan in order to buy farming supplies which will improve her coffee crops. With the help of these supplies her crops will be protected from diseases such as leaf rust and insects such as the coffee berry borer (CBB). In this way she will be able to make sure her crops and the product give a good yield and generate income for her family, as their main source of income comes from the coffee crops.

Her plans and future goals include extending her crops by buying more land in which she can work and strengthening her children's future legacy. Her dream is to see her children study at university as this will enable them to have a better chance in life.
View original language description ↓
Doña Raquel es una mujer luchadora, con muchos deseos de superarse y de salir adelante con una edad de 33 años, acompañada y madre de 4 hijos de los cuales solo 3 estudian en diferentes grados de educación en la escuela de la comunidad. En su juventud ella no tuvo la oportunidad de estudiar la primaria de forma completa pues sus padres descienden de una familia económicamente humilde pero muy trabajadora cursando únicamente 4 años. Las diferentes actividades en sus cultivos son elaboradas por su compañero de hogar ya que ella tiene desde hace un año una venta de refrescos y pan de casa con la cual mientras sale la producción de café es medio de sustento para los diferentes gastos del hogar.
Actualmente Doña Raquel solicita ayuda para la compra de insumos agrícolas que mejoraran sus cultivos de café ya que por medio de esto sus cultivos estarán protegidos de enfermedades como la roya y bichos como la broca y así ella podrá asegurar sus cosechas y el producto para generar ingresos para su familia ya que la mayor fuente de ingresos depende del café. Sus planes y metas a futuro ampliar sus cultivos comprando más tierra en la que ella pueda trabajar y fortalecer el patrimonio para sus hijos. Su sueño es ver a sus hijos realizados y estudiados a nivel universitario ya que de esa forma ellos podrán tener mejores oportunidades en la vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $7,986,350
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,300 helped Raquel to buy leaves, fertilizers, compost to aid her coffee crops.
0% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 25, 2014
Listed
Apr 1, 2014
Currency Exchange Loss:
Possible