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José Trinidad
José, 45, studied through second grade. His wife works in the home and they have five children, two of whom are in school, one who works, and two who stay at home with their mother. Four of his children live at home with him and his wife.

Jose has worked as a mason since he was 13, a trade that he learned by helping his uncle who took Jose to work with him. Over time he learned the work well and decided to make it his trade because it creates a lot of income. Jose is also a farmer in his free time, and when he doesn't have masonry jobs he works on the land alone. His children are in school when he usually farms in the mornings from 7am to 12pm; his masonry jobs can go from 7am to 4pm.

He asks for this loan to pay to rent the land where he grows corn. He has decided to do this because masonry is not in high demand right now. It will be helpful to have corn at home for the family so that they have something to eat. His dreams are that God continues to give him life to keep working as a mason, since this job gives him a lot of income during construction season and with the money he can ensure his children go to school.
View original language description ↓
José de 45 años de edad, estudio hasta segundo grado de nivel académico, está acompañado la esposa se dedica a los oficios domésticos ha procreado 5 hijos en este matrimonio y de los cuales dos de ellos están estudiando una de ella está trabajando y dos que pasan en la casa con la mamá con José viven 4 hijos y la esposa por lo tanto solo ellos dependen de él.

José se dedica a la albañilería desde que tenía 13 años de edad, este trabajo lo aprendió trabajando de ayudante de un tio que lo llevaba al trabajo y con el tiempo aprendió bien el trabajo y decidio dedicarce de lleno a este oficio ya que le genera muchos ingresos; pero José tambien se dedica a la agricultura cuando tiene libre que no trabaja de albañil, entonces trabaja la tierra para los cultivos esto lo hace solo; ya que los hijos estan estudiando y lo hace en un horario de 7am a 12m lo de la agricultura, pero el de albañil lo hace de las 7am a 4 pm.

El préstamo que esta solicitando, es para pagar el alquiler de la tierra donde el cultiva el maíz; ya que ha decidido cultivar porque el tiempo de la albañilería no está siendo muy demandado y el trabajara lo de la tierra, esto le ayudara mucho porque va a tener el maíz en su casa para la familia y que no les falte el alimento en la casa.

Los sueños que tiene es que siempre Dios le preste vida para seguir trabajando de albañil, ya que este trabajo da muchos ingresos en las épocas que salen las construcciones y así tener muchos ingresos en su familia que sus hijos se preparen en los estudios.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 717
    View loans »
    El Salvador Loans Fundraising
  • $27,090,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $750 helped José Trinidad to pay rent on the land where he grows corn.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 22, 2014
Apr 2, 2014
Currency Exchange Loss:
May 2, 2014