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Dora Maria
Dora is a 52-year-old woman and the mother of a son who brings in financial support. She sells various products such as bath scrubbers, towels, bags, and other items as a street vendor. This is how she earns her living as a single woman.

Dora is requesting her first loan so that she can build a porch for her modest home. This project is very important because it will give her more living space that she can enjoy. It would also give her the opportunity to set up her business at home so that she wouldn’t have to travel through the streets. The only way for her to accomplish this goal is with the support of financing.
View original language description ↓
Dora es una señora de 52 años de edad, madre de un hijo quien le brinda apoyo económico, ella se dedica a la venta de productos variados como pastes de baño, toallas, bolsos entre otros de manera ambulante, así se gana la vida siendo una mujer soltera. Solicita este primer crédito para realizar el porche de su humilde vivienda, esta obra es muy importante ya que con este anexo podrá gozar de mayor espacio, se le facilitara instalar su negocio en su casa y dejar de exponerse en las calles, lo que podrá lograr solamente con el apoyo de financiamiento.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Dora Maria to buy materials and pay for labor in order to build a porch for her home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Apr 2, 2014
Currency Exchange Loss:
Aug 17, 2014