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Reyna Isabel
Reyna is the mother of three school-age children. She and her husband sell used clothes.

Reyna needs to improve the condition of her home. For this reason, she is requesting her first loan so that she can buy materials for repairing part of the roof of her house, which has deteriorated. This loan will be used to buy sheets of zinc, crossbeams, paint, and particle board, as well as pay for labor.
View original language description ↓
Reyna es madre de tres hijos en edad escolar, junto a su esposo se dedica a la venta de ropa usada, ella tiene la necesidad de mejorar las condiciones de su hogar, es por eso que solicita este primer crédito para poder comprar los materiales para reparar una parte del techo de su casa, el cual esta deteriorado, con el financiamiento podrá comprar laminas de zinc, perlines, pintura, plycen y pagar la mano de obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,100
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Reyna Isabel to buy materials and pay for labor in order to repair the roof of her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Apr 1, 2014
Currency Exchange Loss:
Mar 17, 2015