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Harmonie (2) Group
In this Group: Moïse, Mercia Carole, Edrache Shirley Nina, Sylvie Eme, Solange, Irmine Rosine, Nicodème Richard, Brunelle Carnelia, John, Charles Hervé, Fortuné Verel-Thalès
Moïse is a member of the group HARMONIE (2). He is a leader of a group of 10 other micro-entrepreneurs from Brazzaville, Congo. In addition to his wife and seven children, Moïse also looks after four additional members of his family. To support himself and his family, Moïse runs a produce and dry goods stand. Now on his second loan cycle with HOPE Congo, Moïse plans to purchase additional goods and grains to sell. In the future he hopes to expand his business with additional fresh produce from his own farm. Moïse’s dream is to take care of all seven of his children.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 474.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Harmonie (2) Group's $6,025 loan helped a member to purchase grains and additional goods to sell at his stand.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 6, 2014
Mar 27, 2014
Currency Exchange Loss:
Aug 17, 2014