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Harmonie (1) Group
In this Group: Alphonsine, Clarisse, Albertine, Borel Georges, Hélene, Hydrissa Nadvalie, Victorine, Jadrienne, Bernadette, Pulcherie Flavia Geraldine, Yolande
Alphonsine is a member of the group HARMONIE (1) and is the leader of a group of 10 other micro-entrepreneurs from Brazzaville, Congo. Alphonsine is married with two children, and also looks after two other members of her family. Currently in her fifth loan cycle with HOPE Congo, Alphonsine sells manioc (a staple starch) in bulk and plans to purchase animals to expand her farm to include raising livestock. She hopes to raise chickens in the future and expand her business through loans from HOPE Congo. Alphonsine's vision for the future is to increase the well being of her family.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 474.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Harmonie (1) Group's $8,175 loan helped a member to purchase livestock for her farm.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 6, 2014
Mar 27, 2014
Currency Exchange Loss:
Aug 17, 2014