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Bonne Semence (1) Group
In this Group: Philemon, Boniface, Christiane Isabelle, Florentine, Alain Christian
Philemon is a member of the group BONNE SEMENCE (1), and is the leader of a group consisting of four other micro-entrepreneurs from Brazzaville, Congo. Philemon is the father of four children between the ages of 16 and 20, two of whom are still in school. Since starting with HOPE Congo in 2010, Philemon is currently on his sixth loan cycle.

Arriving at the market early to sell his fresh produce, Philemon wins over his customers with affordable prices and a warm welcome. After having been in the grocery business for five years, Philemon hopes to expand his business in the future from simply growing crops to also raising livestock.

His dreams for the future are to be able to give a good education and everything he has to his family.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 474.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bonne Semence (1) Group's $7,600 loan helped a member to purchase more fruit and vegetables for his stand.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 6, 2014
Mar 27, 2014
Currency Exchange Loss:
Oct 17, 2014