Check out some available loans that are similar to this one!
Maricela
Maricela is an enterprising woman who has the drive to succeed. She is 34 years old and married. Her household includes six children. Two of them no longer live under the same roof and are independent individuals. Of the remaining four, two of them are in school, but everyone helps with the various farming and household chores. Maricela learned the farming trade from her parents when she was very young. She helped them with maintaining their coffee crops. Today she has more than 12 years of experience in this line of work. Her crops are grown in the same community, but she must travel by riding an animal over a distance of two kilometers. She is accompanied by her husband and children. Maricela completed her education through the primary school level. For this reason, she is grateful to God that she was allowed to go to school and for the support and effort of her parents despite their various difficulties.

Maricela’s dream is for electricity to be made available to her community. When she prepares food in the afternoon or at night, she must do so in the dark or by candlelight. With the light of a commercial-grade candle, she is able to grind corn into cornmeal for making tortillas. Like any mother, she wants to see her children have a better future, more opportunities, and better living conditions. She wants to support her family by providing everything they need. For this reason, she is now requesting a loan in order to improve her coffee crops. She plans to do a better job of maintaining them by acquiring farming supplies such as compost, fertilizers, coffee formula, and fungicides. These items will prevent the infestation of pests and diseases.
View original language description ↓
Maricela es una señora muy emprendedora con muchas ganas de salir adelante de 34 años de edad la cual es casada y tiene un hogar compuesto por seis hijos, 2 de ellos ya no viven bajo el mismo techo ya que son personas independientes, y los otros cuatro 2 de ellos estudian y todos ayudan en los diferentes quehaceres del campo y del hogar. Maricela aprendió el rubro y oficio de la agricultura gracias a sus padres ya que desde muy pequeña los apoyaba en el mantenimiento de café teniendo hoy en día más de 12 años de experiencia en dicha actividad. Sus cultivos están ubicados en su misma comunidad a la cual se trasladan en vestía por una distancia de 2 kilómetros en compañía de su esposo y sus hijos. Su conocimiento escolar es de primaria completa por lo que agradece a DIOS primeramente por haber permitido que eso pasara y a sus padres por el esfuerzo y apoyo brindado a pesar de las diferentes dificultades.
Ella sueña con un proyecto de luz eléctrica en su comunidad ya que hay alimentos que por la tarde/noche se tienen que elaborar a oscuras, con candil o con vela comercial para poder moler el maíz y convertirlo en masa para llevar a cabo la transformación de la misma en tortillas de maíz. También como madre de familia ver a sus hijos en un mejor futuro, con mejores oportunidades, mejores condiciones de vida para que puedan ser apoyo en sus familias aportando todo lo necesario. Por lo que ella hoy en día solicita un financiamiento con el cual mejorara sus cultivos de café dando una mejor asistencia aplicando insumos agrícolas como abono, fertilizantes, formula cafetalera, fungicidas que evitaran la contaminación de bichos y enfermedades.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 20
    View loans »
    Honduras Loans Fundraising
  • $8,225,225
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,475 helped Maricela to buy compost, fertilizers, coffee plant formula, and fungicides so that she can maintain her coffee crop.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 20, 2014
Listed
Apr 1, 2014
Currency Exchange Loss:
Possible