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Maria Elena
Maria Elena is 34 years old. She is a farmer, housewife and merchant because when there is extra time and money she bakes homemade bread for sale in her community, a skill that she learned from her mother. She is the mother of two children who live with her and her husband. Maria Elena gives thanks to God that her children can study in primary school in the community. She has a primary education which was achieved with much effort, sacrifice, moral and economic support from her parents.

Together with her husband she works hard to give their children a better life, a better future, thus saving their children from going through the same situation as their parents in their youth.

The coffee beans at the end of the harvest are sold to various brokers and warehouses in the area but it is her husband who is more knowledgeable of their crops; she takes care of the house doing various household chores and childcare, engaging 100% at the end of the harvest when it is time to pick the beans.

She is asking for help through financing which will enable the purchase of 23 quintals (1 quintal=100 kilos) of coffee plant food, 10 gallons of herbicide, 10 liters of fungicide, 18 quintals of KLC (plant treatment) to protect and fertilize their crops because at the end of the harvest they expected good income. Her future plans are to be able to grow more coffee as the land they have is very well suited to the climate and location and maintenance of the same . Her dream is to give their children a good education so that they have many choices and opportunities in life.
View original language description ↓
Maria Elena tiene una edad de 34 años es agricultora, ama de casa y comerciante ya que cuando hay tiempo y dinero extra elabora pan de casa para la venta en su comunidad actividad que fue enseñada por su madre, madre de 2 hijos los cuales viven con ella y su esposo y gracias a DIOS pueden estudiar en la primaria en la escuela de la comunidad. Tiene un grado de educación primaria completo el cual termino con mucho esfuerzo, sacrificio, apoyo moral de sus padres y económico. Ella en compañía de su esposo trabajan duro para dar a sus hijos un mejor nivel de vida, una mejor futuro evitando de esta manera que sus hijos pasen por la misma situación que ellos en su juventud. El grano al final de la cosecha es vendido a los diferentes intermediarios y bodegas de la zona pero es su esposo quien más pendiente esta de sus cosechas ya que ella pasa en su casa de habitación elaborando los diferentes quehaceres del hogar y el cuidado de sus hijos involucrándose al 100% al final de la cosecha cuando es momento de la recolección del grano.
Ella solicita se le pueda apoyar mediante financiamiento con el cual comprara 23 QQ de formula cafetalera, 10 galones de herbicida, 10 litros de fungicida y 18 QQ de KLC para para proteger y abonar sus cultivos ya que al final de la cosecha espera obtener buenos ingresos. Sus planes a futuro son los de poder cultivar más café ya que la tierra que ellos tienen es propia y apta por su clima localidad y mantenimiento para el mismo. Su sueño es poder darles a sus hijos una buena educación para que tenga muchas opciones y oportunidades en la vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 19
    View loans »
    Honduras Loans Fundraising
  • $8,346,875
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,500 helped Maria Elena to purchase of fertilizers, plant food etc., to fertilize her crops and maintain healthy coffee plants.
0% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 21, 2014
Listed
Apr 1, 2014
Currency Exchange Loss:
Possible