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Cruz, 41, lives with his family in the municipality of Nahuala, in the department of Solola. He has 3 children: the eldest is 12 and studies sixth grade, the second one is 11 and studies fifth grade and the third one is 4 and is a pre-schooler.
Cruz has had a grocery store for four years and also teaches at a primary school. He is asking for a loan in the amount of 7,000 GTQ to invest in the purchase of more products for his store to have it better stocked. Cruz's dream is to support his children so they keep studying and to expand his store so he can provide better service for his customers.
View original language description ↓
Cruz es una persona de 41 años de edad, vive con su familia en el municipio de Nahualá, departamento de Sololá, tiene 3 hijos; el primer hijo tiene 12 años de edad estudia sexto grado primaria, el segundo tiene 11 años de edad estudia quinto grado primaria y el tercero tiene 4 años de edad estudia párvulos, tiene una tienda de consumo, lleva 4 años de tener el negocio además imparte clases en una escuela a niños de primaria, él solicita un crédito por un monto de Q. 7,000.00 para invertir en la compra de más productos para la tienda y tener mejor surtida, el sueño de Cruz es apoyar a sus hijos para sigan estudiando y ampliar la tienda y así brindar una mejor atención a su cliente.

Additional Information


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.


About Guatemala

  • $5,300
    Average annual income
  • 89
    View loans »
    Guatemala Loans Fundraising
  • $9,950,275
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $925 helped Cruz to buy and sell groceries.
87% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Mar 31, 2014
Currency Exchange Loss: