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Jorge Alexander
Jorge is 34-years old and lives in his own home with his wife and 3-year old son. Jorge has earned his living working as a bricklayer for a long time. His work allows him to support his household. Jorge is requesting this loan from FUSAI to invest in the purchase of paint, sand and cement, as he wants to paint his house and finish construction on a basin to collect water. He hasn't been able to finish that project due to a lack of funds.
View original language description ↓
Jorge tiene 34 años de edad y habita en casa propia junto a su compañera de vida y su hijo de 3 años de edad. Jorge se gana la vida trabajando como albañil desde hace mucho tiempo lo cual le permite llevar el sustento a su hogar. Jorge solicita este crédito a FUSAI para invertir en la compra de pintura, arena y cemento dado que desea pintar la vivienda y terminar la pila para reguardar el agua la cual no ha podido terminar pro falta de recursos económicos.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $4,900
    Average annual income
  • 445
    View loans »
    El Salvador Loans Fundraising
  • $22,757,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Jorge Alexander to purchase paint, sand and cement to paint his house and to finish construction on a basin.
80% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 3, 2014
Mar 31, 2014
Currency Exchange Loss: