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Raquel  Audelina
Raquel has a high school education, but did not attend college when she was younger. Instead, she dedicated herself to growing coffee. She is a single mother. Her brother and her only son, who attends high school in the community, are the only people who help her manage and maintain her coffee crops. They also grow basic grains to sell on a small scale. For more than 10 years, she has dedicated herself to this activity that she learned at an early age thanks to her parents. Her products are sold in the local market through brokers and warehouses in the region. Her coffee crops, which they walk to, are located close to her home. However, the place where they sell their harvest is 15 kilometers from her home, so they must take a bus to get there.

Her goals, hopes and dreams are to continue supporting her son in his education, give him the opportunity to prepare himself academically with a college education, and continue to strengthen her estate so that in the future he will be able to receive an income and live better. For this reason, she is seeking financial support with which they will be able to care for their coffee crops so that at the end of the season, they will harvest an excellent bean that will help improve their earnings.
View original language description ↓
Doña Raquel tiene un grado de educación de secundaria completa la cual no desempeño su carrera en su juventud dedicándose únicamente al cultivo de café. Ella es madre soltera y un hermano y único hijo quien estudia en la secundaria en el centro básico de la comunidad son quienes le ayudan en la administración y mantenimiento de sus cultivos de café ya que también cultivan granos básicos para vender en pequeña escala. por más de 10 años se ha dedicado a esta actividad misma que aprendió a muy temprana edad gracias sus padres siendo su mercado, local en donde es vendido el producto mediante intermediarios y bodegas en la zona. Sus cultivos de café están ubicados cerca de su casa de habitación al cual se trasladan caminando pero el lugar de comercio está a 15 kilómetros de distancia desde su casa de habitación el cual trasladan en autobús de ruta.
Sus metas esperanzas y sueños poder seguir apoyando a su hijo en sus estudios, dar la oportunidad de que él pueda prepararse académicamente con una carrera universitaria de mucho provecho, así como también seguir fortaleciendo el patrimonio que ayudara a que el, el día de mañana reciba ingresos por otra parte y poder vivir mejor. Por lo que hoy en día ella solicita apoyo económico con el cual podrán asistir sus cultivos de café de forma que al final de la temporada pueda recolectar un excelente grano que ayude a mejorar sus ingresos mediante su venta.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 24
    View loans »
    Honduras Loans Fundraising
  • $8,148,850
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,475 helped Raquel Audelina purchase agricultural supplies to care and maintain her coffee crops.
72% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 24, 2014
Listed
Mar 31, 2014
Currency Exchange Loss:
Possible