For 10 years, Irma has been growing coffee to sell after the harvest to the warehouses in her community. She uses the earnings to improve the variety of coffee that she cultivates on her property, so that it can become more productive. Some of her coffee crops are located close to her house, and she can get to them easily by walking. Her other plantings are outside of her community, and it takes 15 minutes of walking and 5 minutes by car to get there. During the harvest, all of the members of her household get involved.
One of Irma's goals is to improve her farms by planting more of a variety that is resistant to the diseases that attack coffee plants. She also wants to expand her plantations so that she can leave her children a decent inheritance and use her earnings to start up a grocery store to increase her income. This is why she is requesting financial support at this time to buy organic and chemical fertilizers and to pay for labor to clear the land and apply these products to her crops. This will help her to care for her crops betters so that she can increase her production.
Una de las metas de doña Irma es mejorar sus fincas sembrando más variedad resistente a las enfermedades que atacan el café, agrandar sus cultivos para dejarles un patrimonio digno a sus hijos y con las ganancias tiene planeado instalar una pulpería para mejorar sus ingresos. Por lo que hoy solicita apoyo económico para la compra de abono, fertilizantes y pagar mano de obra para la limpieza y aplicación de los mismos ayudando a mejorar la producción y el cuidado de la misma.
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These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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