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Erenia Isabel
Erenia Isabel is a very hard-working woman who lives in the city of Acoyapa Chontales, for the last few years she has been working as a secretary in the San Sebastián institute, where she was able to develop in her role and support her family, and in particular her mother who is of poor health.

She has set herself the aim of building her home, covering the basic needs that she has achieved little by little through various loans. Erenia needs to finish building a bath and give her mother better sanitary conditions; this is why she is seeking the loan to buy materials such as quarry stores, cement, and steel and to pay for labor. This will enable her to finish building the walls of the sink and white-wash and seal it.
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Erenia Isabel es una mujer muy trabajadora que habita en la ciudad de Acoyapa Chontales, desde hace varios años labora como secretaria en el instituto San Sebastián, donde ha podido desarrollarse en su profesión y apoyar a su familia, especialmente a su mamá que tiene problemas de salud dado su edad. Ella tiene el objetivo de construir su casa, cubriendo las necesidades básicas, que poco a poco a través de varios créditos otorgados lo ha logrado. Erenia necesita terminar la construcción de un sumidero y proporcionar a su mamá mejoras condiciones sanitarias, por tal razón solicita el crédito para la compra de materiales piedras canteras, cemento, hierro y pagar mano de obra, lo que permitirá terminar de levantar las paredes del mismo y darle un repello y sellado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Erenia Isabel to buy materials: quarry stones, cement, steel and to pay for labor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 27, 2014
Mar 31, 2014
Currency Exchange Loss:
Jan 17, 2015