Tauese P., 48, is married with six children. She has many years of experience in the taro plantation business. She sells to the general public and villagers four days per week. She an established member of the program and has had six previous loans with SPBD. She expects her weekly net cash flow to be 560 Tala (~233 USD). SPBD loans are Tauese's only access to capital because she was never able to qualify for a loan with the traditional banks. She runs a plantation business. Her husband is unemployed but is helping out with the business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.