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Jarkynay is 31 years old, married, and is raising two children (1 daughter, 1 son). In 2013, she began a business trading children's things, using as starting capital a sum of 10,000 som (KGS). Having managed to develop her business and to attract regular customers, Jarkynay has an average monthly income of 10,000 som (KGS). Thanks to her hard work in the business, Jarkynay was able to increase her inventory and develop her business.

With the aim of further improving and expanding her business, Jarkynay turned to Bai Tushum Bank for a loan - to grow her inventory. Jarkynay plans to invest income from the loan in inventory and to save money for the education of her children.
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Жаркынай 31 год, замужем, воспитывают двоих детей (1 дочь, 1 сын). В 2013 году, начала бизнес в торговле детскими вещами, используя в качестве стартового капитала сумму в 10,000 сом (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Жаркынай имеет среднемесячный доход в сумме 10,000 сом (KGS). Благодаря упорному труду в бизнесе, Жаркынай смогла увеличить товарооборот и развить свой бизнес. В целях дальнейшего увеличения и расширения своего бизнеса, Жаркынай обратилась в Банк "Бай-Тушум" за кредитом - на увеличение товарооборота. Доходы от кредита Жаркынай планирует вложить в товарооборот и накопить деньги на обучение своих детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Jarkynay to buy baby clothes for retail sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Mar 25, 2014
Currency Exchange Loss:
Apr 17, 2015