The featured borrower is Charllote, who is standing second from the left in the photo. She is involved in the sale of beans, rice, cooking oil, beef, and pork.
She is requesting a loan in the amount of GHS 1,700 to buy and sell fruit and beans, rice, cooking oil, beef, and pork. She supports her husband in the management of daily expenses and the school fees of her children. She starts her day at 7am and finishes at 8pm.
In the future, Charllote hopes to expand her business and improve the nutritional conditions of her family.
The group needs a total amount of GHS 4,400 to improve their businesses.
About ID GhanaID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid