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Haby
Mrs. Haby was born in 1955 in Zingaso. She's married and the mother of six children. She lives with her husband in a traditional family in Hamdallaye, a working class neighborhood in Sikasso, a city in the third administrative region of the Republic of Mali.

Mrs. Haby has been buying and selling calabashes for the last 15 years. She gets her supplies at the market in Bia.

In order to satisfy the needs of an ever-increasing clientele, she's seeking her eighth personal loan from Kiva's partner, the MFI Soro Yiriwaso.

This loan will enable her to buy a large quantity of calabashes to retail at her place and at the market, for cash and on credit, to a clientele comprising both men and women.

She foresees turning an average monthly profit of XOF 40'000 (ca US$ 84). One part of it will enable her to repay the loan and interest, the remainder will be put away.
View original language description ↓
Madame Haby est née en 1955 à Zingaso, mariée, mère de 6 enfants, elle réside sous couvert de son époux dans une famille traditionnelle à Hamdallaye un quartier populaire de la ville de Sikasso 3ème région administrative de la république du MALI.
Madame Haby mène des activités d’achat et de vente des calebasses il ya 15 ans, elle s’approvisionne sur le marché de Bla.
A fin de satisfaire le besoin de sa clientèle de plus en plus croissante, elle sollicite auprès de l’Institution de Micro Finance Soro Yiriwaso un huitième prêt individuel. Ce prêt lui permettra de faire l’achat des quantités importantes de calebasses pour la revendre au détail sur place et au marché à une clientèle composée d’hommes et de femmes au comptant et à crédit.
Elle envisage réaliser un bénéfice mensuel moyen de 40 000 francs CFA par mois. Ce bénéfice lui permettra de payer le prêt et son intérêt et l’autre pour son épargne.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 30
    View loans »
    Mali Loans Fundraising
  • $10,710,275
    Funds lent in using Kiva
  • 474.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $550 helped Haby to buy calabashes.
98% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 21, 2014
Listed
Mar 27, 2014
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015