Zokirjon A. is 34 years old and lives in the Spitamen region of Tajikistan. He sells audio and video accessories in the central bazaar. He has 10 years of experience in this business. Zokirjon has the education of an electronic master. He is a very hard-working man so he has a good reputation and a many repeat customers. Zokirjon is asking for a loan of 3100 STJ ($925 USD) for four months to increase his inventory.