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Juan Francisco
Juan is 40 years old. He only studied through the third grade due to poverty and because he lived in a high-conflict area during the war. He is married, and his wife works as a homemaker. She also helps him with the farm work. They have a daughter, and nobody else lives with their family.

Juan is a natural farmer; he has made a living in this work since he was 10 years old. His father taught him to be a farmer. He is very grateful to his father for this, as well as for teaching him how to take control of his life and to move his family ahead. In addition to farming, he also makes a living raising and caring for the few cows that he owns.

His work day begins at 4:00AM; he gets up at this hour in order to get his cows in order. He then has his coffee and goes out to leave his cows with the caretaker. He then takes advantage of his time and stays working in the corn fields until he returns to home around noon. In the afternoon, he brings his livestock out to the farmyard.

The loan will be invested in the purchase of a dairy cow. His wish is to have ten dairy cows, and for his daughter to move forward in life and have a career. He hopes to pay back his loan and to thereby leave the door open to receive future loans.
View original language description ↓
Juan de 40 años de edad, estudio solo tercer grado debido a la pobreza y que donde él vivía estuvo fuerte el conflicto de la guerra. Está casado y su esposa se dedica al cuido del hogar y le ayuda en la agricultura a él, tiene una niña y nadie más vive con ellos.

Juan es agricultor por naturaleza pues se dedica a este trabajo desde la edad de10, su papá le enseño a trabajar y está muy agradecido con su padre ya que le enseño como ganarse la vida y así, sacar a su familia adelante, además de la agricultura se dedica al cuido de unas vacas que tiene, su día comienza a las 4:00 AM ya que a esa hora se levanta a ordeñar sus vacas; luego toma su café, para luego salir a dejar las vacas al potrero y para aprovechar mejor el tiempo se queda trabajando en la milpa regresando a su hogar a las 12:00 PM y por la tarde va a traer su ganado al corral.

El crédito será invertido en la compra de una vaca lechera. Desea poseer 10 vacas dando leche, que su niña salga adelante y se prepare con una profesión, pagar el crédito y dejar las puertas abiertas a futuros créditos.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 610
    View loans »
    El Salvador Loans Fundraising
  • $28,015,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Juan Francisco to buy a dairy cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 10, 2014
Mar 30, 2014
Currency Exchange Loss:
Dec 17, 2014