Check out some available loans that are similar to this one!
Ana Ruth
Ana is 33 years old and lives in her own home with her 13 year old child. She has a small store where she sells a variety of products such as: candy, pastries, beverages, phone cards, creams, deodorants, and clothing. This business allows her to support her home and provide for her family's needs. Ana seeks a loan from FUSAI to invest in her business by buying women's clothing, deodorants, and creams. With this investment she hopes to increase her sales and improve her income which will allow her to improve her living condition and that of her family.
View original language description ↓
Ana tiene 33 años de edad y habita en casa propia junto a su hijo de 13 años de edad. Ella tiene una pequeña tienda en la cual vende variedad de productos como: golosinas, pan dulce, bebidas, recargas telefónicas, cremas, desodorantes y ropa. Este negocio le permite llevar el pan de cada día a su hogar y da a sus hijos lo necesario. Ana solicita este crédito a FUSAI para invertir en la el negocio en la compra de variedad de ropa, desodorantes y cremas para dama. Con esta inversión espera aumenta sus ventas y mejorar así sus ingresos que le permitan mejorar sus condiciones de vida y las de su familia.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 760
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ana Ruth to buy women's clothing, deodorants and creams.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 4, 2014
Mar 30, 2014
Currency Exchange Loss:
Feb 20, 2015