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Familia Miranda Group
In this Group: Eduardo, Evodio , Griselda
Previously the majority of people in the villages did not wear shoes and wore the dress that identified each one of its regions. With the passage of time, the phenomenon of migration began in the regions of the State of Mexico, in which inhabitants of the communities began to go out to the big cities in search of a job or a better quality of life. This is how fashion clothing began to arrive in the regions. After that, another business expanded that gave several families the opportunity to start selling clothing.

Eduardo, Griselda, and Evodio are some of these people who decided to start selling clothing. They tell us that it has been 2 years since they started this type of business, thanks to their family members motivating them to create their own economic activities. Eduardo started by offering his customers socks and men’s and women’s underwear. Thanks to the fact that he has worked arduously, and with the help of Griselda and Evodio, they have been able to open a store near their house. With a lot of effort, dedication, and love for their business, they can now offer their customers men’s and women’s pants, tops, shirts, vests, overcoats, t-shirts, and sweaters. Also, thanks to VisionFund Mexico, they have been able to expand their business and are able to offer their products not just to their neighbors. They go out to different street markets outside of the state to sell a large variety of the merchandise they offer.

With the loan requested, Eduardo will buy pants, tops, shirts, sweaters, and jackets, since it is what his customers buy from him, and with it he will be able to have the money so that his children Mariel, 4 years old, and Eduardo, only 2 months old, will have everything they need. Eduardo also notes that he wants to save so that his little girl can start school, not lack anything, and be able to buy everything the school requests of them. Griselda and Evodio also invest in their clothing store and will buy the same items as Eduardo, since they are partners in the business.

They are the 3 people who make up the Familia Miranda (Miranda Family) group and have benefited from the support that VisionFund México offers. In the time they have been working with the foundation, they have seen great progress in their business, and this has pushed them to move forward with the goal of offering their family members a better quality of life. With their earnings, they can offer the essentials at home, and their business also gives them the opportunity to fulfill their obligations to the organization that has believed in them and has supported them so that their business would be fruitful and so that in the future each one would have their own store, but not forgetting that with the help of the 3 members they have been able to move forward.
View original language description ↓
Anteriormente la mayoría de las personas de los pueblos no utilizaban calzado sino el atuendo que identifica a cada una de sus regiones. Con el paso de los años, dentro de las regiones del Estado de México comenzó el fenómeno de la migración en la cual habitantes de las comunidades comenzaron a salir a las grandes ciudades en busca de un empleo o bien una mejor calidad de vida. Es así como la ropa de moda comenzó a llegar a estas regiones, después de ello se expandió el comercio y la oportunidad de vender ropa para varias familias.

Eduardo, Griselda y Evodio son algunas de esas personas que decidieron dedicarse a la venta de ropa; comentan que llevan 2 años desde que iniciaron con este tipo de negocio gracias a que sus familiares los motivaron a tener su propia actividad económica. Eduardo inició ofreciendo a sus clientes calcetines y ropa interior para dama y caballero gracias a que ha trabajado arduamente y con la ayuda de Griselda y Evodio han podido obtener un local cerca de su domicilio en donde, con mucho esfuerzo, dedicación y amor a su negocio también pueden ofrecer a sus clientes pantalones para dama y caballero, blusas, camisas, chalecos, abrigos, playeras y sudaderas y también gracias a VisionFund México ellos han podido ampliar su negocio y poder ofrecer sus productos no solo a sus vecinos. Además ya también salen a los distintos tianguis fuera del Estado a vender la gran variedad de mercancía que adquieren.

Con el crédito solicitado, Eduardo comprará pantalones, blusas, camisas, sudaderas y chamarras ya que es lo que sus clientes le consumen y con ello él podrá contar con el dinero necesario para que sus hijos Mariel de 4 años y Eduardo de tan solo 2 meses de nacido puedan tener todo lo que necesitan. Asimismo Eduardo comenta que quiere ahorrar para que cuando su pequeña inicie con sus estudios no le falte nada y pueda comprar lo que le pidan en la escuela. Griselda y Evodio también invierten en su local de ropa y comprarán la misma mercancía que Eduardo ya que son socios en el negocio.

Ellos son las 3 personas que integran al grupo Familia Miranda quienes han sido beneficiadas con los apoyos que ofrece VisionFund México. Ellos comentan que en el tiempo que han estado trabajando con la fundación han visto un gran avance en su negocio y eso los ha impulsado a seguir adelante con la finalidad de ofrecer una mejor calidad de vida a sus familias y con sus ganancias ellos pueden ofrecer lo indispensable en su hogar. Por si fuera poco, su negocio les da la oportunidad de cumplir con la empresa que haa creído en ellos y los ha apoyado para que su negocio sea fructífero y en un futuro cada uno tenga un local propio pero no olvidando que con la ayuda de los 3 integrantes han podido salir adelante.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Mexico

  • $11,249
    Average annual income
  • 5
    View loans »
    Mexico Loans Fundraising
  • $17,358,450
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Familia Miranda Group's $3,850 loan helped a member to buy pants, tops, shirts, sweaters, and jackets.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 14, 2014
Listed
Apr 7, 2014
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014