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Yury Aracely
Yury is a young woman of 23. She studied up to first year of college but became pregnant and couldn't complete her studies. She is a single mother and lives with her parents, a brother and two sisters.

Yury has earned her living selling men's, women's, and children's clothing for three years thanks to an aunt who invited her to open her own business. She earns good money to support herself and her family. The business is run out of her home and she also sells from door to door in the local community. Yury leaves the house in the morning and returns in the afternoon. Really it takes up most of the day, but it's worth it because it generates a good income. One of her sisters is also involved in the business.

Yury plans to invest the loan money in her business. She wants to have a greater variety of clothing to offer her customers, specifically women's clothing which she is most in need of. The investment will allow her to attract more customers to her store, provide a wider variety of clothing, offer better service and lower prices. As a single mother, she wants to provide all the necessities for her son.

In the future Yury wants to continue her studies, complete university, expand her business, and have her own premises where she can provide better service.
View original language description ↓
Yury es una joven de 23 años de edad, estudio hasta primer año de bachillerato, pues quedó embarazada a temprana edad y eso no le permitió continuar sus estudios, es madre soltera y vive con sus padres un hermano y dos hermanas.

Esta joven se dedica a la venta de ropa para niños, mujeres y hombres, ya tiene 3 años dedicándose a esta actividad gracias a una tía que la invitó a que pusiera su propio negocio, la actividad le genera buenos ingresos económicos para ella y su familia, el negocio lo tiene en su casa y en algunos momentos le toca salir a vender de casa en casa o a los alrededores de su comunidad, ella sale por la mañana y regresa por la tarde, prácticamente es una actividad de todo el día pero comenta que vale la pena porque le genera buenas ganancias, en este trabajo se involucra una hermana suya.

El préstamo lo utilizará para invertirlo en el negocio de venta de ropa, tener más variedad de ropa para sus cliente y poderles ofrecer un mejor servicio, específicamente ella comprará ropa para dama pues es lo que más necesita su negocio. La inversión del crédito le permitirá atraer más clientes a su tienda, ofrecer más variedad, un buen servicio y bajos precios, ya que es madre soltera y no le puede faltar lo necesario a su hijo.

En primer lugar Yury desea seguir estudiando, sacar una carrera universitaria, seguir ampliando su negocio de venta de ropa y tener un local propio para ofrecer un mejor servicio.

Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 700
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Yury Aracely buy women's clothing and expand her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 11, 2014
Mar 30, 2014
Currency Exchange Loss:
Oct 17, 2014