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Sidonie's Group
In this Group: Sidonie , Bernadette Assiba, Pascaline
This group consists of three people who live in the same neighborhood. The representative of the group, named Sidonie (the one who has her hand raised in the photo) is 47 years old and went to school until the secondary level. Sidonie is married to a refrigeration engineer named Alexis. The couple has four children, all in school and under their care. Sidonie lives with her husband and her children. The couple takes care of the diverse family responsibilities. To do this, Sidonie has been selling charcoal and a variety of foodstuffs from home for twelve years. Sidonie gets her supplies at a market in Bénin. With the goal of strengthening her business, Sidonie, together with the members of her group, is requesting a second loan from ALIDé. The previous loan was well repaid.
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Ce groupe est composé de trois personnes qui résident dans le même quartier. La représentante du groupe, du nom de Sidonie (celle qui a la main levée sur la photo) âgée de 47 ans a fréquenté l'école jusqu’au niveau secondaire. Sidonie est mariée à un frigoriste du nom de Alexis. Le couple a quatre enfants, tous scolarisés et à leur charge. Sidonie vit avec son mari et ses enfants. Les diverses charges familiales sont supportées par le couple. Pour ce faire, Sidonie vend du charbon de bois et divers produits alimentaires à son domicile depuis douze ans. Sidonie s’approvisionne dans un marché du Bénin. Dans le but de renforcer son activité, Sidonie ensemble avec les membres de son groupe sollicitent un deuxième crédit auprès de ALIDé. Le prêt antérieur a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 475.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sidonie's Group's $600 loan helped a member to buy charcoal and a variety of foodstuffs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 27, 2014
Mar 26, 2014
Currency Exchange Loss:
Nov 19, 2014