Mrs. Neh (the one standing on the far right in the photo) is a well-known vendor of condiments (onions, pasta, shallots, Maggi cubes, tomato paste etc). She plans to use her loan to buy wholesale in Bamako 10 boxes of tomato paste, five bags of shallots, 10 bags of onions, 15 packs of pasta, eight basket of tomatoes and seven cartons of Maggi cubes. She sells retail in Kanadjiguila, as a street vendor, mainly to female customers. Thanks to this loan, Mrs. Neth plans to earn an average monthly revenue of 85,000 West African francs, which will be used to reinvest in her business and cover some minor household expenses.
Mademoiselle Neh (femme debout à l’extrême droite sur la photo) est une grande vendeuse de condiments (oignons, macaronis, échalotes, Maggi, tomates concentrées…). Elle compte utiliser son prêt pour acheter 10 boites de tomates concentrées de tomate, 5 sacs d’échalotes, 10 sacs d’oignons, 15 paquets de macaroni, 8 corbeilles de tomates et 7cartons de cubes Maggi en gros à Bamako. La revente se fait en détails à Kanadjiguila en ambulant à une clientèle composée majoritairement de femmes. Madame Neh compte avoir avec ce prêt un bénéfice mensuel moyen de 85 000 FCFA qui sera utilisé, pour être réinvesti dans l’activité et satisfaire les petits besoins du foyer.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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