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Sabine's Group
In this Group: Sabine, Alphonsine, Monique, Brigitte
This group is composed of four persons who reside in the same district. The group's representative, Sabine (with her hand raised in the photo), is 45 years old and did not attend school. She is married to man named Sylvain. The couple have three children, all in school and in their care. She lives with her husband and children.

The diverse family expenses are covered by Sabine and her husband. To do so, she has been hawking pasta, canned tomatoes, sugar, and soap, for nineteen years. She gets her supplies from a market in Benin. With the goal of bolstering her business, Sabine along with the other members of her group are requesting an initial loan from ALIDé.
View original language description ↓
Ce groupe est composé de quatre personnes qui résident dans le même quartier. La représentante du groupe, du nom de Sabine (celle qui a la main levée sur la photo) âgée de 45 ans n’a pas fréquenté l'école. Sabine est mariée à un certain Sylvain. Le couple a trois enfants, tous scolarisés et à leur charge. Sabine vit avec son mari et ses enfants. Les diverses charges familiales sont supportées par Sabine et son mari. Pour ce faire, Sabine vend des pâtes alimentaires, de la tomate en boîte, du sucre et du savon de façon ambulante depuis dix neuf ans. Sabine s’approvisionne dans un marché du Bénin. Dans le but de renforcer son activité Sabine ensemble avec les membres de son groupe sollicitent un premier crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 475.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sabine's Group's $425 loan helped a member to purchase pasta, canned tomatoes, sugar, and soap.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 27, 2014
Listed
Mar 25, 2014
Currency Exchange Loss:
Possible
Ended:
Nov 19, 2014