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Epifania K., 50, is married with 5 children. She has 3 year(s) of experience in the pancakes, porkcakes, ice cakes, etc. business. She sells to the village and general public 5 days per week. She has 1 previous loan(s) with SPBD. She expects her weekly net cash flow to be 450 Tala (~187 USD). SPBD loans are Epifania's only access to capital because she was never able to qualify for a loan with the traditional banks.part of her loan will buy cement for home improvement.Epifania's earning will be use to improve business and help out with family, husand is a fisherman.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 109
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Epifania buy bag of flour, sugar, salt, plastic papers, cooking oil, big frying pan, kool aid, and cement for home improvements.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 7, 2009
Dec 1, 2008
Currency Exchange Loss:
Feb 15, 2010