Epifania K., 50, is married with 5 children. She has 3 year(s) of experience in the pancakes, porkcakes, ice cakes, etc. business. She sells to the village and general public 5 days per week. She has 1 previous loan(s) with SPBD. She expects her weekly net cash flow to be 450 Tala (~187 USD). SPBD loans are Epifania's only access to capital because she was never able to qualify for a loan with the traditional banks.part of her loan will buy cement for home improvement.Epifania's earning will be use to improve business and help out with family, husand is a fisherman.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.