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Marina
Marina is 38 years old, married, and together with her husband, is raising five children. Marina has a secondary-specialized education. Marina and her husband practice livestock breeding and crop farming. She started this business 6 years ago with an initial purchase of cattle in the amount of 35,000 som (KGS). Thanks to Marina's hard work, she currently has 2 milk cows on her farm, as well as a 1.44 hectare plot of land on which she primarily grows beans. The gathered harvest is sold to wholesale distributors. Her monthly income is 11,000 som (KGS). For the purpose of further developing her business, Marina turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy cows to increase the size of her herd. After purchasing the cattle, they will be located on her farm. In the summer, they will be under the care of a shepherd. Marina plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money to make home repairs.
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Марине 38 лет, замужем, вместе с супругом воспитывают 5 детей. У Марины - средне-специальное образование, вместе с мужем Марина занимается животноводством и полеводством, стартовав 6 лет назад, с покупки скота на 35,000 сом (KGS). Благодаря упорному труду Марины, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, а также обрабатывает 1,44 ГА земли, где в основном выращивает -фасоль. Полученный урожай реализуют оптовым поставщикам. Ежемесячный доход составляет 11,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Марина обратилась в Банк "Бай-Тушум" за кредитом - на покупку коров для увеличения поголовья скота. После закупки коров, они будут находиться в собственном хозяйстве. Летом скот будет под присмотром пастуха. Доходы от кредита Марина планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,773,100
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,850 helped Marina to buy cows.
98% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 17, 2014
Listed
Mar 24, 2014
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2015