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Martha Lidia
Ms. Marta Lidia is single with two boys ages 11 and 6-years old. Both are studying in elementary school while she works from 8 AM to 4 PM Monday through Friday. With 19-years of service as a health worker, she requests a loan to start on the construction of her house. She would like to build an 8-square metered house in Alcaldia de Juigalpa with the INVUR (Institute of Urban and Rural Housing). Where Ms. Lidia currently resides she must pay MINSA (Ministry of Health) which operates FETASALUD (Federation of Health Workers) and the conditions there provide no privacy for her growing children. She would like to put a modest roof over their heads, with the hope that things will get better. She feels that doors have opened with AFODENIC and will pay her loan back in a timely manner as she is a very responsible person with a high sense of honor to do what is morally correct to pay her debt.
View original language description ↓
La Sra. Marta Lidia, soltera, con 2 hijos de 11 y 6 años ambos estudian la educación primaria, el horario de trabajo que tiene es de 8:00 am a 4:00 pm de lunes a viernes, con 19 años de servicio, está solicitando su 4to. Crédito el que tiene destinado para empezar la construcción de su vivienda, construirá ocho metros cuadrados de arranques donde la Alcaldia de Juigalpa con el INVUR le construirá su vivienda ya que actualmente habita en una casa que paga el MINSA donde funciona FETSALUD, en la que no tiene condiciones, ni privacidad, pues sus hijos están creciendo y quiere darles un techo aunque sea módico, con la esperanza de ir mejorándolo posteriormente ya que siente que tiene las puertas abiertas en AFODENIC porque sus créditos los ha cancelado en tiempo y forma, es una persona muy responsable y con alto sentido de honradez y moral de pago.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,675
    Funds lent in using Kiva
  • 19.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Martha Lidia to start construction on her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 29, 2008
Oct 15, 2008
Currency Exchange Loss:
Oct 16, 2010