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Rosa Carmela
Rosa is 50 years old. She started her business 15 years ago. Her business is the production and sale of bread, which she sells in the mornings and her husband is in charge of in the afternoons. She began selling in her house, then proposed to rent a house. Her husband also works with her. She has 4 children, one of which already has her own bakery thanks to Rosa's example as a businesswoman and support as a mother. One of her daughters is a primary school teacher, and another works with her in the bakery, as they have a high demand for bread orders.


Rosa wants a loan to be able to buy a dough mixing machine, which will help her to work better and without so much effort. Also, with this machinery investment, she wants to take advantage of the end-of-year sales, which, thank God, increase.

View original language description ↓
Rosa tiene 50 años de edad, ella empezó su negocio hace 15 años. Su negocio es la fabricación y venta de pan, lo vende ella por las mañanas y por las tardes el encargado es su esposo, empezó a vender en su casa luego se propuso a alquilar una casa, su esposo también trabaja con ella. Tiene 4 hijos, y uno de ellos ya tiene su propia panadería, gracias a su ejemplo como empresaria y apoyo como madre. Una de sus hijas es maestra de educación primaria, y la otra trabaja con ella en la panadería, ya que tiene mucha demanda de pedidos de pan. Rosa quiere un préstamo para poder comprar una maquina de amasijo de masa, lo cual el ayudaría a trabajar mejor y sin tanto esfuerzo. También quiere con esta inversión de maquinaria, aprovechar las ventas de fin de año, las cuales gracias a Dios se incrementan.

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

About Guatemala

  • $5,300
    Average annual income
  • 93
    View loans »
    Guatemala Loans Fundraising
  • $9,667,175
    Funds lent in using Kiva
  • 7.6
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rosa Carmela to buy a machine for her bakery.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Oct 31, 2008
Listed
Oct 16, 2008
Currency Exchange Loss:
Covered
Ended:
Dec 23, 2009