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Eliécer Francisco
Eliécer C. is a young man who is 25 years of age and lives in the city of Managua. Currently, he lives with his mother and is single. He works as a cook at the Campo Real Hotel where he has been for three years, and he studies on Sundays in order to get ahead. He wants to help his mother and siblings get ahead also and, due to some difficulties, he has not been able to finish a room that he started to build with much effort so he could have a little independence. This youngster’s dream is to get to become a professional and to provide a better life for his family. This young man requests a loan so that he can finish buying construction materals and finish building his room.

View original language description ↓
El joven Eliécer C. tiene la edad de 25 años habita en la ciudad de Managua, actualmente vive con su mamá, es soltero. Se desempeña como cocinero en el Hotel Campo Real desde hace tres años y medio, éste joven estudia los domingos para salir adelante, y también sacar adelante a su mamá y hermanos, por situaciones difíciles no ha podido terminar un cuarto que con mucho esfuerzo empezó a construir, y así tener un poco de independencia, el sueño de este joven es llegar a ser un profesional y así darle una vida mejor a su familia. Este joven solicita el crédito para poder terminar de comprar los materiales de construcción y terminar de construir su habitación

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 19.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Eliécer Francisco purchase of construction materials to finish building a bedroom.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 24, 2008
Oct 10, 2008
Currency Exchange Loss:
Aug 15, 2009